Do you get overwhelmed by the wide range of auto insurance choices that you can choose from? Lot’s of other drivers are too. You have such a large number of options that it can really be a burden to find the best prices for Audi A7 insurance in Charlotte. Everyone knows Charlotte is the perfect city to reside in, but paying high auto insurance rates can make it difficult for lots of drivers to afford coverage.
A recent study showed that nearly 70% of customers kept their policy with the same company for a minimum of four years, and about 40% of consumers have never quoted rates to find cheaper coverage. Consumers in North Carolina could pocket as much as $94 a year by just comparing quotes, but most just don’t grasp the amount of money they would save if they just switched companies.
It is always a good idea to compare rates yearly because auto insurance rates change frequently. Despite the fact that you may have had the lowest premium rates on Audi A7 insurance in Charlotte a year ago there may be better deals available now. Block out anything you think you know about auto insurance because it’s time to teach you how to use the internet to remove unneeded coverages and save money.
Just keep in mind that having more price comparisons helps locate the best price.
The companies shown below are ready to provide quotes in Charlotte, NC. To buy the cheapest car insurance in North Carolina, we suggest you get rates from several of them in order to find the cheapest rates.
Which is the best auto insurance?
When quoting and comparing the best auto insurance coverage, there really is no cookie cutter policy. Your situation is unique.
Here are some questions about coverages that might point out if you will benefit from professional help.
- Do I have coverage if I rent a car in Mexico?
- Do I have coverage for damage caused while driving under the influence?
- How do I file an SR-22 for a DUI in North Carolina?
- Am I covered when pulling a rental trailer?
- Is my custom stereo system covered?
- Is a new car covered when I drive it off the dealer lot?
- What if a claim settlement is too low?
- Do I get a pro-rated refund if I cancel my policy early?
- When should I remove comp and collision on my Audi A7?
If you don’t know the answers to these questions but a few of them apply then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form.
Insurance agents can give valuable advice
Many drivers just want to buy from a licensed agent. A good thing about getting online price quotes is you may find cheap auto insurance quotes and still choose a local agent. And supporting local insurance agents is definitely important in Charlotte.
To make it easy to find an agent, after completing this simple form, the quote information is submitted to insurance agents in Charlotte that give free quotes for your insurance coverage. You won’t need to do any legwork as quotes are delivered to you. You can find the lowest rates without requiring a lot of work. If you have a need to get a rate quote from a specific insurance company, don’t hesitate to jump over to their website to submit a rate quote request.
Choose the right auto insurance agent
If you are wanting to find a reputable insurance agent or broker, you should know the different agency structures and how they differ in how they quote coverages. Auto insurance agents are either independent agents or exclusive agents depending on their employer.
Independent Insurance Agents
These type of agents are normally appointed by many insurers so they have the ability to put coverage with any number of different companies and help determine which has the cheapest rates. If you are not satisfied with one company, they simply switch companies in-house and you stay with the same agent. If you need lower rates, we highly recommend that you include a couple of independent agencies for maximum quote selection. Many write coverage with small mutual carriers which can be an advantage.
Featured below is a list of independent agencies in Charlotte that can give you rate quotes.
- A1 Insurance
537 W Sugar Creek Rd # 104B – Charlotte, NC 28213 – (704) 598-4442 – View Map
- Allwood Insurance
3611 Mt Holly-Huntersville Rd #205 – Charlotte, NC 28216 – (704) 395-1239 – View Map
- Nationwide Insurance: Ed Cantey Insurance Agency Inc
5534 Albemarle Rd Ste 105 – Charlotte, NC 28212 – (704) 563-7777 – View Map
Exclusive Auto Insurance Agents
Agents in the exclusive channel can only write with one company such as Allstate, AAA, Farmers Insurance, and State Farm. They usually cannot provide rate quotes from other companies so always compare other rates. Exclusive agents are well trained on sales techniques which aids in selling service over price. Some consumers prefer to buy from the same agent for years primarily because of the brand name instead of buying on price only.
Below is a short list of exclusive insurance agents in Charlotte that are able to give comparison quotes.
- Uwem Equan – State Farm Insurance Agent
5412 Central Ave b – Charlotte, NC 28212 – (704) 535-4090 – View Map
- Matt “Woody” Woodford – State Farm Insurance Agent
501 S Sharon Amity Rd #200 – Charlotte, NC 28211 – (704) 971-3030 – View Map
- Kyle Fadeley – State Farm Insurance Agent
13551 Steelecroft Pkwy #120 – Charlotte, NC 28278 – (704) 588-5585 – View Map
Picking an auto insurance agent requires you to look at more than just the premium amount. Ask your prospective agent these questions:
- Are there any discounts that you might be missing?
- In the event of vehicle damage, can you pick the collision repair facility?
- Do they have advanced training designations such as CPCU, AAI, AIC, or CIC?
- Is coverage determined by price?
- Is there any savings for paying the full premium?
- Do you need full coverage on every vehicle?
- Does the agency provide any after hours assistance?